With me as your mortgage lender, I'll listen to you, discover your ultimate goals and fine-tune a mortgage strategy that fits your life.
This is about YOU!
Did you know that the current interest rate has very little impact on your overall financial freedom?
In this phase of your homebuying journey, you will have lots of questions for me and it is my job to provide advice and solutions to help provide clarity, understanding and so much more!
I provide many ways to have our initial consultation. Let's have an office visit (preferred), a Zoom session with screensharing (convenience/remote) or a standard call. In your consultation, we can discuss these and anything else that concerns you:
With all the mortgage programs, options and solutions available to you, it's no wonder why homebuyers get overwhelmed!
Allow me to do all the heavy lifting for you so that you can focus on what matters, finding that perfect home with a mortgage solution that keeps your goals in mind.
Here's how I strategize with you:
Now that you've applied, reviewed mortgage solutions and have decided on a path forward, it's time to position you for success!
Let's review documentation and begin the analysis to move towards a full pre-approval with a letter that will be used by your real estate agent to submit with your offers.
Here's where we shine:
Enjoy access to a local superstar team of in-house pre-approval specialists and processors that will be involved in getting you towards your final approval and closing appointment.
My team is amazing at communication and take great pride in our Tuesday update calls that earn my 5-star client recommendations.
My best-kept secret to my success as a mortgage lender is YOU.
When YOU share your success, gratitude, joy and overwhelmingly positive experience with at least three members of your family, friends or co-workers, I thrive.
Your success is my success. Here's how past clients review my service:
Here's a list of common questions I receive. If your question is not shown below, please feel welcome to schedule a call using the button below or at the top of the website. I look forward to helping you with any question or concern you may have.
The largest city in Southern Utah is St. George followed by Cedar City. Other wonderful Southern Utah cities and towns to explore include Washington, Ivins, Santa Clara, Hurricane, La Verkin, Kanarraville, Springdale, Enoch, Brian Head (ski resort), Parowan, Paragonah, Enterprise, Panguitch, Bryce Canyon, Kanab, Beaver, Minersville, Beryl, Modena, Hatch and many smaller communities.
Relocations to Utah are my specialty!
Yes! When you schedule your call or Zoom session, be sure to mention that you plan on relocating because there's additional information I need. This will help ensure a smoother pre-approval process.
Pro Tip! Be sure to join my Moving to Utah Facebook group! This group has over 1,000 members willing to help answer your questions about Southern Utah. Ask about the schools, job market, climate, culture, outdoor activities and more!
Please schedule a call, Zoom session or office meeting first.
In order for me to provide an exceptional mortgage lending experience, I need to understand your goals, plans, expectations and address your questions prior to inviting you to apply.
Additionally, I am able to save you about 10 minutes of your time by pre-filling parts of your application prior to sending out your invitation.
Mortgage interest rates will depend on your mortgage program, term, credit score, debt ratios, loan-to-value ratio and more!
Did you know that your rate can be chosen? It's true! By using points to buy down your rate, you can lock in a lower interest rate to better fit your budget. Let's see what works best for you during discovery.
Did you know there's solutions to temporarily solve a market climate with high interest rates? Ask me for info!
There's so much more to mortgage lending than rate. Be sure to review this page entirely to understand just what is at stake with one of the most important steps in your financial freedom journey.
I am available to do business throughout Utah, Arizona, Nevada and California. I've licensed all four states as a convenience for my relocation clients considering their options.
Relocating? Undecided? Unsure?
Should you change your mind about Southern Utah and decide on Arizona, Nevada or California, you are covered under the same loan application with me as your lender.
Calendly is my virtual scheduling assistant that is connected to my work and personal calendars.
When you schedule, you will be presented multiple options to connect with me including scheduling an office visit, Zoom session (with screen sharing capability) or a traditional telephone call.
Is Calendly required? Absolutely not! My direct cell is (435) 590-1019. Send me a quick text message to give you a call and I'll call you as soon as I am free.
Keep in mind, I'm a mortgage lender that is very passionate about client needs. I do like to attend as many closings as possible so I may take time in getting back to you if I am with a client.
The best way to see when I'm free is to visit my Calendly, click your preferred communication method and observe the times available.